Renew Your Mortgage with Confidence

With interest rates at their highest in years and the cost of living on the rise, your upcoming mortgage renewal matters more than ever. Like many homeowners, you're probably wondering:

"Can I handle higher monthly payments?"

"Is refinancing the right move?"

"How do I protect myself in this market?"

I hear these concerns every day from homeowners just like you. And in today's rising rate environment, getting clear on your renewal strategy matters more than rushing to lock in a rate.

That's exactly why I created the "Your Mortgage Ready" workbook. Inside, you'll find exactly what you need to make your renewal decisions with confidence.

Take Control of Your Renewal 

-          Know where you stand with lenders using your Gross Debt Service Ratio (GDSR) and Total Debt Service Ratio (TDSR).

-          Understand how your debt-to-income level impacts your options.

-          Discover ways to improve your credit score before renewal.

- Plan for all homeownership costs in today's market.

Make Confident Decisions 

-          See how your money habits influence your choices.

-          Break free from costly emotional financial patterns.

-          Get a complete view of your financial health with guided worksheets.

-          Identify opportunities to strengthen your position.

Download now and in less than 30 minutes you'll have:

-          Clear calculations to support your renewal strategy.

-          A solid grasp of your current financial position.

-          Practical steps to improve your options.

-          Greater confidence in your decision-making.

Choose Your Path

OPTION A

Self-Guided Workbook

Everything you need to prepare for your renewal conversation.

OPTION B

90-Minute Mortgage Readiness Coaching - $450

Want help organizing your renewal preparation? In our focused session, we'll: 

-          Review your renewal preparation strategy.

-          Explore potential opportunities in your finances.

-          Develop your preparation checklist.

-          Create an action plan for next steps.

Special School Board discount available.

Coaching Session Link

Why Work with Me?

When you're facing a mortgage renewal in today's market, the pressure to prepare can be overwhelming. As a Certified Cash Flow Specialist™ and Qualified Associate Financial Planner™, I help you organize your financial information and clarify your priorities. Together, we'll help you get ready for productive conversations with your mortgage professionals.

I've designed this educational resource to provide practical financial planning tools for your personal use. While they draw on my professional experience, they are not intended to provide specific financial, investment, tax, legal, or accounting advice. They are not meant to replace professional advice in the areas of financial coaching or therapy. For guidance tailored to your individual situation, I'm happy to work with you directly and can collaborate with your other trusted professionals like CPAs and attorneys as needed.